New & Used Auto Loans


New & Used Auto Loans

Whether you’re buying a new or pre-owned car, truck, or SUV and need an auto loan, or would like to lower the car payment on your existing vehicle, we’re standing by to help you save money right now. Whether you’re picking the kids up from practice or heading out for a weekend camping trip, your vehicle connects you to the things you love. With competitive low interest rates, helpful online tools and extra protections, Cenla Federal Credit Union auto loans make it simple to get behind the wheel. 

Cenla Federal Credit Union Auto Loans include:

  • Low Competitive Interest Rates– – some of the lowest in Cenla!
  • $0 down
  • Flexible terms up to 72 months
  • Credit decisions in just minutes
  • Refinance and lower your car payment
  • Optional Debt Protection (makes your payment if you lose your job)
  • Get Pre-Approved before you shop
New vehicle loans are offered with financing of up to 100% of the purchase price, including optional insurances and protections, tax and license for a term of up to six years depending on the year of your vehicle.

Used vehicles are financed for 100% of the purchase price, plus tax and license not to exceed NADA value; and repayment terms available up to six years depending on the year of the vehicle. Vehicles up to 3 years old qualify for new car loan rates whether it’s brand new or new to you.

Members can also save on a vehicle financed elsewhere by refinancing at the CenLA Federal Credit Union. We offer the same low car loan rates for a refinance as for purchasing a used vehicle. As with a purchase, your refinance will be based on the NADA value of your car with flexible terms of up to six years depending on the year of the vehicle. Refinancing your current car loan is easy, and can save you money if you qualify for a lower rate. Even if your auto loan is with another bank, we may be able to beat your current rate, and help you save hundreds of dollars a year.
New & Used Auto Loans

Mechanical Repair Coverage

As vehicles get older and miles add up, the likelihood for repairs increases. Mechanical Repair Coverage can help you limit out-of-pocket, costs for covered breakdowns.

To research, compare and buy Mechanical Repair Coverage, click the LEARN MORE button or call 318-445-7388, where you can take advantage of:

  • Convenience – easy-to-use, 24/7 online shopping experience
  • Customer service – expert service through a dedicated call center
  • Monthly payments – through a convenient monthly payment plan that fits your budget