Credit Cards


Credit Cards

One and Done - One card for all your spending choices

There is no need for a bunch of credit cards in your wallet when you can have it all in one place: the Cenla FCU Visa® Platinum Card. Now you can save with one card and one competitive rate on purchases, balance transfers and cash advances, with low rates, no transfer fees and REWARDS! Earn points on all of your everyday purchases that can be redeemed for travel, merchandise, or gift cards.

Special Platinum Features

  • Introductory rate of 0% APR* on Balance Transfers
  • Competitive APRs as low as 9.9%*
  • FREE Rewards program
  • Low Fixed Interest rate
  • No Annual Fee
  • No Cash Advance fee
  • No Over the Limit fee
  • LOW Late Payment fee
  • No Balance Transfer fee
  • Automatically earn rewards for every $1 you spend
  • Platinum-Level Benefits
  • Chip Technology
  • Great PERSONALIZED local service
  • 25 Day Grace Period on new purchases 

*Rates based on your credit worthiness. Subject to credit approval and lender’s credit criteria. Rates are subject to change without notice. 0.00% introductory APR for a period of six billing cycles. After that your APR will be 9.9% to 12.6% based on your credit worthiness. Certain exclusions may apply.

Credit Cards available Cenla Federal Credit Union

Everyday Purchases = 1 Point/Dollar

Turn your points into more of what you want – anytime, anywhere (includes cashback, travel, merchandise, and gift cards!)

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Use your CenLA FCU Visa Credit Card on all purchases from July 15 – August 15 and earn 2X THE POINTS!