WHAT DOES CENLA FEDERAL CREDIT UNION DO WITH YOUR PERSONAL FINANCIAL INFORMATION?
WHY?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
WHAT?
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
- Social Security number and income
- Account balances and payment history
- Credit history and credit score
When you are no longer our member, we continue to share your information as described in this notice.
HOW?
All financial companies need to share members’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their member’s personal information; the reasons CenLA FCU chooses to share; and whether you can limit this sharing.
REASONS WE CAN SHARE YOUR PERSONAL INFORMATION | DOES CENLA FCU SHARE? | CAN YOU LIMIT THIS SHARING? |
For our everyday business purposes – | Yes | No |
For our marketing purposes – | Yes | No |
For joint marketing with other financial companies | Yes | No |
For our affiliates’ everyday business purposes – | No | We don’t share |
For our affiliates’ everyday business purposes – | No | We don’t share |
For nonaffiliates to market to you | No | We don’t share |
WHO ARE WE? | |
Who is providing this notice? | CenLA Federal Credit Union |
WHAT WE DO | |
How does CenLA FCU protect my personal information? | To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. |
How does CenLA FCU collect my personal information? | We collect your personal information, for example, when you:
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies. |
Why can’t I limit all sharing? | Federal law gives you the right to limit only:
State laws and individual companies may give you additional rights to limit sharing. |
DEFINITIONS | |
Affiliates | Companies related by common ownership or control. They can be financial and nonfinancial companies.
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Nonaffiliates | Companies not related by common ownership or control. They can be financial or nonfinancial companies.
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Joint Marketing | A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
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