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New & Used Autos

Whether you’re buying a new or pre-owned car, truck, or SUV, or would like to lower the car payment on your existing vehicle, we’re standing by to help you save money right now. Whether you're picking the kids up from practice or heading out for a weekend camping trip, your vehicle connects you to the things you love. With competitive low interest rates, helpful online tools and extra protections, Cenla FCU auto loans make it simple to get behind the wheel. 

New Vehicles
New vehicle loans are offered with financing of up to 100% of the purchase price, including optional insurances and protections, tax and license for a term of up to six years depending on the year of your vehicle.
Used Vehicles
Used vehicles are financed for 100% of the purchase price, plus tax and license not to exceed NADA value; and repayment terms available up to six years depending on the year of the vehicle. Vehicles up to 3 years old qualify for new car rates whether it’s brand new or new to you.
Refinance
Members can also save on a vehicle financed elsewhere by refinancing at the Credit Union. We offer the same low rates for a refinance as for purchasing a used vehicle. As with a purchase, your refinance will be based on the NADA value of your car with flexible terms of up to six years depending on the year of the vehicle. Refinancing your current car loan is easy, and can save you money if you qualify for a lower rate. Even if your loan is with another bank, we may be able to beat your current rate, and help you save hundreds of dollars a year.

 

Cenla FCU auto loans include:

  • Low Competitive Interest Rates- - some of the lowest in Cenla!
  • $0 down
  • Flexible terms up to 72 months
  • Credit decisions in just minutes
  • Refinance and lower your car payment
  • Optional Credit Protection (makes your payment if you lose your job)
  • Get Pre-Approved before you shop