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CenLA Circular 4th Quarter 2019

Home Equity Line of Credit

The CenLA FCU Circular-4th Quarter 2019

 “CenLA Federal Credit Union, Taking Care Of All Your Financial Needs Since 1963”


Let the stress roll off with our Home Equity Line of Credit at a low 4.5% APR*.

This offer is valid through December 31, 2019.

Borrow up to $350,000

1st & 2nd Mortgages

Up to 10 Years Repayment

Potential Tax Benefits

*Some restrictions apply. All loans subject to credit approval.


Christmas Club

Sign up for a Christmas Club account today! The balance of your Christmas Club account will automatically

be deposited into your Regular Share / savings account account by November 1st. To us, that is a wonderful early Christmas present to yourself!


The Perfect Gift!

Give the perfect gift this season with the Visa® Gift Card! This card can be used at any place where Visa® is accepted!


Holiday Closures

  • October 14, 2019 – Columbus Day
  • November 11, 2019 – Veterans’ Day
  • November 28 and 29, 2019 – Thanksgiving
  • December 24 (1/2 Day), 25, and 26, 2019 – Christmas
  • December 31 (1/2 Day), and January 1, 2020 – New Year’s


Holiday Skip-A-Pay (Download SkipAPay.pdf)

A little extra cash comes in quite handy during this busy holiday season.

Skip your loan payment for November, December, or January with a $30 processing fee per loan. Download a form at

or call 318-445-7388 to find out how to Skip-A-Pay* during the holiday season!


*Only 1 monthly payment may be deferred during promotion period. All qualifying loans must be current and in good standing.

Loans with 2 late payments out of last 6 will not qualify. Should there be a change in your account status, you may no longer qualify for this offer.

Participation extends your final loan payment by one month. Interest will continue to accrue on any unpaid loan balance and will be billed as part of the final payment;

and any applicable credit insurance will not be extended beyond the original maturity date of the loan. Eligible loans include signature, auto/boat/atv,

recreational, and share secured loans. Certificate secured, real estate, equity out, real estate refinance loans, and credit cards do not qualify.


Board of Directors

Mr. Rodney Miller, Chairman

Mr. Joseph Moreau, First Chair

Mrs. Phyllis Holsomback, Secretary/Treasurer

Mr. Charles Arrington, Board Member

Mr. Terry Smith, Board Member

Mr. Thomas Davis, Board Member

Mrs. Debra Drayton, Board Member

Mr. Raymond Doucet, Board Member

Ms. Sandra Caston, Board Member


Supervisory Committee       

Ms. Sandra Caston, Chairperson

Mrs. Rebecca Prestridge, Member

Ms. Vallery Albritton, Member



Mrs. Cindy Sansing-James, CEO

Mrs. Rhonda Harvey, Exec VP


Newsletter Designer

Ms. Ana Deloach, Marketing Director


 Newsletter Download (PDF)