The convenience of a FREE account with all the perks of a bank checking account

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Checking Account

Credit Union checking account with online banking

A CenLA Federal Credit Union checking account, also commonly known in credit unions as a Share Draft Account, offers every convenience of a FREE account with all the perks of a bank checking account. There are no minimum balance requirements, no monthly service fees, and no per-check fees. Members may have access to funds anytime--either in person, by writing checks, at ATM machines, at point of purchase with a Visa ATM/Check Card, or by using the free bill payer service through Virtual Branch.

Checking Account Summary

CenLA Federal Credit Union Share Draft accounts offer a variety of benefits to members:

  • FREE Visa® Check Card (ATM/Debit Card)
  • FREE online banking through Virtual Branch
  • Direct Deposit
  • Payroll Deduction
  • Your accumulated funds on deposit in the Credit Union are federally insured to at least $250,000 by the NCUA
  • No monthly service fees
  • No minimum balance required
  • Unlimited check writing
  • FREE online Bill Payment
  • Free check images
  • Checks with carbonless copies
  • FREE electronic statements and by mail
  • Unlimited ATM usage at Cenla FCU ATMs and Dolphin Debit ATMs
  • FREE account transfers
  • FREE 24 hour telephone access with Smartline
  • Print cleared check images that are available online through Virtual Branch
  • FREE Notary Service
  • FREE Checks for Senior (60+) and Students (16-23)
  • Overdraft Protection available for only $1.00
  • Courtesy Pay for qualifying members
  • locations

Minimum Requirements

The following requirements apply to checking accounts:

  • Minimum opening deposit of $5 (thereafter, no minimum balance requirement)
  • The primary owner must be at least 16 years of age and the parent or guardian a joint owner